Discover Bank, an online financial institution, is currently offering generous bonuses when you apply for some of their accounts including checking, savings, money market and even CDs!To find out if Discover Bank is right for you, continue reading the review below.. And the longer your term, the more you can earn. Originally from the metro Atlanta area, she's a University of Georgia alum. Opening an Online Bank account is a simple and straightforward process. Discover uses state-of-the-art encryption to protect your transactions and data. • Available nationwide online, Discover offers CDs with some of the highest & most competitive rates! Power 2020 U.S. Banking Mobile App Satisfaction Study, Discover ranked highest with online credit card satisfaction. We publish unbiased product reviews; our opinions are our own and are not influenced by payment we receive from our advertising partners. Accessed Sept. 3, 2020. "Online Savings Account." Updated Nov 30, 2020 . If you have a credit card, you can get "super-charged" cash back at more than 200 retailers. No monthly fees for checking, savings, or money market accounts. "Money Market Account." ATM transactions, money orders, loan payments made with your debit card, and payments using peer-to-peer platforms aren’t eligible for cash-back rewards. Bankrate does not endorse or recommend any companies. Discover Mobile is the bank’s highly rated mobile app, available on iOS (4.8 stars out of 5 on the App Store) and Android (4.5 stars on Google Play). Instead, the firm points customers to its combination of high-yield savings, money-market and CD options. APY. Discover® Bank is an online bank that offers excellent rates for savers with low fees. The lack of an origination fee coupled Sallie Mae Bank offers competitive APYs on its savings accounts. Bankrate does not endorse or recommend any companies. Views. Discover Online Banking should be a good fit for those seeking a digital bank that offers a suite of different services. "Checking Account." (113) Leave a Review. "Contact Us." Accessed Sept. 3, 2020. Discover Bank Review Discover Bank was founded in 1985 and is based in Greenwood, DE. "Federal Reserve Board Announces Interim Final Rule to Delete the Six-Per-Month Limit on Convenient Transfers from the "Savings Deposit" Definition in Regulation D." Accessed Sept. 3, 2020. Since Discover is an online bank, you'll need to handle your business from a home computer, laptop, or mobile device. If it’s more than $100,000, you’ll get a slight bump of 0.40%., Once opened, the account generates no monthly maintenance fees, no fees for insufficient funds, or if you make more than six withdrawals or transfers in a given month. "Discover it® Chrome Gas & Restaurants." Great APY Rates: Discover Bank provides great APY rates so you can earn more money. Accessed Sept. 3, 2020. Accessed Sept. 3, 2020. You can earn up to $360 in cash rewards each year. Consumer Financial Protection Bureau. "Site Map." , In 2012, Discover Financial Services paid out $200 million to 3.5 million customers for deceptive practices—such as enrolling clients in products like its payment protection plans, without their permission. Discover Bank Checking Account. Discover. The Customer Service reps were knowledgeable and are available 24 hours a day. Amanda Dixon is a senior banking reporter for Bankrate. Sign up now. Accessed Sept. 3, 2020. 2545 reviews TrustIndex: 2.2/10 verified business. See which of our over 60,000 no-fee ATMs are at the stores you already frequent. In this Discover Bank review, I’ll discuss four of their main banking products, and share what I think about each one. The Discover Cashback Debit account is a good option for those who don’t want to jump through a lot of hoops to avoid fees. Search 10,341 Financial Products . The Discover card made its debut in the mid-1980s when Sears, Roebuck & Co. still offered financial services. I am very pleased with Discover Bank online. None of their credit cards charge an annual fee, making their lucrative rewards programs even more impactful. The Discover Bank checking account can be a good option if you make debit card purchases. This Discover Bank review examines its financial products and what you need to know before opening an account. A division of Discover Financial Services—the company best-known for its pioneering cashback credit card—Discover Online Banking began offering accounts in 2013. Discover also doesn’t charge any monthly service fees. No CD specials or non-traditional products are offered. Shares. The Smart Investor Staff. J.D. The best Discover credit card is the Discover it® Cash Back, loved by cardholders for its rotating quarterly bonus categories. Both your initial order and any check reorders are free of charge. Discover Bank Overview Discover Bank was first mentioned on PissedConsumer on Jun 12, 2014 and since then this brand received 245 reviews. Discover savings interest rates and fees are hard to overlook when comparing them to the signature savings accounts from America’s largest bank. , While there’s no ongoing minimum required to maintain a Discover Money Market account, you’ll need at least $2,500 minimum to open it. That's understandable, as the Discover Card is the fourth largest credit card issuer in the United States with approximately 44 million credit card holders. Discover Bank was first mentioned on PissedConsumer on Jun 12, 2014 and since then this brand received 245 reviews. I recently opened a Discover Bank Online Savings Account after reading several reviews you had written about online savings accounts that are available. In terms of online security, Discover offers all the usual protocols, and will authenticate you with your user ID and password, and … Easy online access. "IRA Certificate of Deposit." In this review, we’ll cover why you might want an online savings account, Discover’s products, rates, and fees. Monthly Fees . Accessed Sept. 3, 2020. Quick Summary. Account holders can pay credit card bills and check bank accounts through the same app and website. Discover is a bank that’s known primarily for being one of the four major card networks, alongside Visa, Mastercard and American Express. The Discover Bank Money Market account offers 0.40% APY on your funds if you have a balance over $100,000. Recent recommendations regarding this business are as follows: "Pay careful attention to your statements. Discover. Yields are competitive but low compared with what other online banks offer. Your first $3,000 in monthly debit card purchases get a 1% cashback. Plus, credit cards from Discover have no annual fees, and you can choose cards that provide … Discover Bank ranks 97 of 691 in Banks category. Discover is an online bank, so they don't have many of the overhead costs that brick-and-mortar banks do. Discover. Discover Bank ranks 95 of 691 in Banks category. Discovery Bank. Discovery bank is a no no. Prior to joining Bankrate, she served as a writer and editor for SmartAsset, a New York-based fintech startup. The card is FREE (no annual fee), billing is accurate, and their attention to online and PoP purchases is exemplary. Pros and Cons; Company Overview; Pros and Cons. Passive income ideas to help you make money, Best age for Social Security retirement benefits, Privacy policy / California privacy policy. FDIC. Are checking accounts from Discover Bank federally insured? Minimum deposit needed to open account is higher than it is at some online banks offering higher yields. This allows Discover to offer no minimum deposit and a high APY on its Online Savings Account. The product offers that appear on this site are from companies from which this website receives compensation. However, you can typically withdraw funds more easily, usually via a linked debit card; the account may also come with check-writing privileges. This in-depth Discover Bank review can help you make sense of the products and whether or not the bank is right for you. And here’s the kicker: There’s no early withdrawal penalty before the 30-day mark.. The bank has financial solutions across almost every area of personal finance, from credit cards to student loans and home loans. Our Discover Bank review would not be complete without talking about Discover MMAs. Online Discover Bank Savings Account . Discover offers both an Individual Retirement Account CD and an IRA Savings Account. Overall review of Discover Bank’s deposit products. Best Money Market Account rates deals promotions. Discover credit cards cater to a variety of consumers, including business owners, cash back seekers and those who want to build their credit. In this review, we’ll provide you with the information you … Doug Bonderud – Contributing Writer Last Updated: September 3, 2020. Deposit . This compensation may impact how, where and in what order products appear. Power Finds." While it operates only two branches, you can reach bank representatives 24/7 via phone. It is headquartered in Greenwood, Delaware. Here are some additional details: 0.50% APY You need a balance of more than $100,000 in order to earn the top APY. Discover. Is Discover Bank Safe? It's available for Android and Apple devices. Sears’ bank, the Greenwood Trust Co., was later renamed Discover Bank in 2000. Discover Bank is a great option for consumers hoping to manage their credit cards and bank accounts in one place. Its online and mobile banking has all the necessary features to access and manage your account, and it boasts a large ATM network that limits ATM fees. There’s no minimum deposit required to open an account and no minimum balance to avoid monthly fees. Discover. This table does not include all companies or all available products. Discover. Discover Bank Online Savings Account Review. Banking. Learn more about how we review products and read our advertiser disclosure for how we make money. Discover has a handful of no-annual-fee credit cards in its network, including a travel card, student card, and gas and restaurant card. Technically speaking, though, these cards are not part of Online Banking but offered through another division of its parent, Discover Financial Services, rather confusingly known as Discover Bank. Discover Bank - Read unbiased reviews of Discover Bank, rated 2.3 out of 5 stars by 198 users The interest rates offered on its accounts are competitive. 1 percent cash back on up to $3,000 in debit card purchases each month. Discover Bank Review: Discover Online Checking Account. © 2020 Bankrate, LLC. Likewise, if you like to do your banking in person, Discover Online Banking probably isn't for you. In the current interest rate. Accessed Sept. 3, 2020. Few banks offer a rewards debit card. I’m happy I chose Discover. No minimum deposit and no transaction fees. They don't charge silly fees for taking money out of the account. The Discover Online Savings Account offers a competitive yield. But Discover didn’t stop with credit cards. Our experts continually research, review, and rate banks to help you objectively compare and choose financial institutions to fit your needs. Discover Bank CD Rates Discover Bank CDs Discover Bank offers two types of CD accounts: a traditional CD and an IRA CD. Discover is offering Certificates of Deposits (CDs) with rates up to 0.60% APY.This rate is higher than many other competitors in the market. Min. Discover Bank doesn’t offer any dedicated investment portfolios or products. Power 2019 U.S. Credit Card Satisfaction Study, among credit card issuers, Discover has a top ranking with a score of 842. And per the J.D. Here, you will have access to more than 60,000 free ATMs nationwide and a mobile app earning positive scores in the App Store and Google Play. The overall rating of the company is 1.6 and consumers are mostly dissatisfied. You’re better off banking elsewhere, however, if you want wider access to … 0% APY. J.D. Discover Online Savings. This table does not include all companies or all "Discover Bank offers a broad range of products, including checking and savings accounts, money market accounts, and CDs with maturity dates between three months and 10 years." It … • Loan amounts: $2,500 to $35,000. Super savers benefit the most from the bank's money market account. Discover Bank provides great APY rates so you can earn more money. The grace period for making a decision after your CD matures is nine days, rather than 10. Checking account offers cash back when its debit card is used for everyday purchases. 14. Power. Discover. Discover. Beyond that, there are a few IRA account options available. The company's customer reps are friendly and knowledgable, but it's not the same as developing a relationship with the personnel at a physical branch. Discover. A debit card is available in addition to free checks. In addition to its online savings account, Discover Bank offers a money market account. Average rating of 1.32 from 2545 reviews. Discover Bank offers competitive online banking products with decent rates. The app lets you deposit checks, pay your bills and find out account information without logging in, among other things. "Discover it® Miles - Travel Credit Card." It might be a particularly good fit for those who: As you might expect from the banking division of a major financial services company, Discover Bank offers an array of products and services: A major feature of the Discover Checking Account is its cash-back debit card. Discover offers some of the highest interest rates on bank accounts in the industry. CDs usually earn a higher interest rate than a standard savings or checking account. If you’d like an easy online bank to work with that also offers a wide range of services such as credit cards, student loans, and CDs, then Discover Bank might be right up your alley. If you’re looking for an online bank with more No monthly fees for keeping any of the bank accounts open. Discover Bank is usually associated with its credit card, but for those that dig a bit deeper, there's a great bank to use here. See our Discover Bank Online Savings review & the latest Discover Promotions. Pay a bill online: Every bill you pay online earns 10¢. Discover. Discover Bank holds an A+ rating with the Better Business Bureau (BBB) with 58 years of continuous business served. With no-fee bank accounts and a massive ATM network, Discover is worth a look. Accessed Sept. 3, 2020. Discover Bank BBB rating. The IRA CD requires a $2,500 minimum and offers APYs comparable to those of the regular CDs. The IRA Savings has no minimum and currently offers a 0.70% APY. The retirement accounts can be either traditional or Roth IRAs. But Discover didn’t stop with credit cards. As a retail bank, it offers CDs, checking and money market accounts and a high-yield savings account. And like most banks, you can deposit a check and access your banking information and financial transactions through its mobile app. Our 7 user reviews can help you decide. The wide range of terms available makes it easy to ladder CDs. The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where and in what order products appear. As with the credit cards, the products listed below are technically offered not through Online Banking, but since they are part of Discover Financial Services, the parent company, we list them here as a service. "Homepage." This compensation may impact how and … At a Glance. The best high-yield savings and checking account offered by a big bank CNBC Select reviews the Discover Online Savings Account so you can decide if … Our Discover Bank personal loan review provides important details, so you can decide if the lender is a good fit for your borrowing needs. No fees or minimums, 24/7 mobile banking & 40,000+ fee-free ATMs. As of November 25, 2020, the annual percentage yield (APY) is 0.50%, which is higher than the average national savings rate of 0.05%., Discover Bank’s no-fees features apply here too: The account is free of no monthly maintenance or insufficient funds charges. Discover Bank. Discover. First, Discover Bank offers 24-hour telephone customer support. Discover offers a wide range of banking products - including checking, savings, CDs, and more. Discover Bank ranks 96 of 691 in Banks category. An ATM card isn’t available for Discover Bank's online savings account. Discover Bank Cashback Checking is available in 50 states (and Washington, DC). APYs range from 0.35% for a 3-month CD, up to 1.80% for a 10-year CD. There are higher savings APYs available at other banks. Some ATMs have limited hours and/or restricted access. We also reference original research from other reputable publishers where appropriate. Discover’s credit cards have a lot to offer as well. "Credit Card Rewards War Reaches Inflection Point as Competition Grows, J.D. The app offers a user-friendly way to manage your bank account. No fee charged by Discover to use out-of-network ATMs. FDIC insured: Just like a traditional bank, Discover is a member of the FDIC, which means that, in the unlikely event of a bank failure, your funds are protected. No fees for official bank checks or excessive withdrawals and no insufficient fund fee. "Federal Deposit Insurance Corporation and Consumer Financial Protection Bureau Order Discover to Pay $200 Million Consumer Refund for Deceptive Marketing." No monthly fee. Discover Bank was first mentioned on PissedConsumer on Jun 12, 2014 and since then this brand received 245 reviews.. Credit cards with no annual fees . Discover also paid a civil fine of $7 million both to the Consumer Financial Protection Bureau's (CFPB) Civil Penalty Fund and to the U.S. Treasury.. Discover’s high-yield CDs range from three months to 10 years, and the interest rates are as follows: , Should you need to take your money out early, you’ll get hit with an early withdrawal penalty. Account holders won't get access to an ATM card, but Discover Bank does offer free official bank checks and expedited delivery for official bank checks. Learn more about this company and what people are saying about it. Discover Online Banking is an excellent option for those who feel comfortable with a completely digital financial platform. There’s no minimum to open an account, and there’s no monthly minimum balance to keep the account open., Digital-only banks like Discover's only allow you to withdraw cash from ATMs; you can't deposit cash or physical checks. "ATM Locator." How much you’ll get dinged depends on the term of the CD:. The minimum amount for an opening deposit is $2,500. Make a debit card purchase: Every debit card purchase earns 10¢. Discover. Description. Product Name. 0.50% APY. "CD Rates." These include white papers, government data, original reporting, and interviews with industry experts. You can learn more about the standards we follow in producing accurate, unbiased content in our, Other Financial Services Offered by Discover, Weekly National Rates and Rate Caps - Weekly Update, Federal Reserve Board Announces Interim Final Rule to Delete the Six-Per-Month Limit on Convenient Transfers from the "Savings Deposit" Definition in Regulation D, Credit Card Rewards War Reaches Inflection Point as Competition Grows, J.D. I am regretting being a client of such a disorganised bank. The listings that appear on this page are from companies As with most checking accounts, Discover Bank Cashback Checking does not pay interest. $0. "Certificate of Deposit." Discover Bank has no minimum balance or maintenance fees so it won't cost you anything – plus you still get a high-interest rate on the account so you don't lose out there. Discover Bank has created a suite of banking products that can actively compete in today’s market. Is This Your Brand? Rating. Discover offers its own shopping portal, which you can access from the Discover Bank website. Discover Bank is an online institution within a financial services company offering various products, including credit cards, personal loans and student loans. You can also read our community reviews and hear what Write a check: Every check that clears earns 10¢. Accessed Sept. 3, 2020. On the other hand, if you’d prefer a face-to-face relationship with a traditional brick-and-mortar bank, you’ll want to … Min Deposit. "Discover it® Secured Credit Card." If you prefer to do at least some of your banking in person, this online option isn’t your best fit. Accessed Sept. 3, 2020. Even if you exceed Federal Reserve’s Regulation D , which mandates certain types of telephone and electronic withdrawals, including transfers from savings accounts up to 6 per statement cycle, Discover Bank will not charge an excessive withdrawal fee. Accessed Sept. 3, 2020. The 1% cash-back reward strictly applies to purchases, though. If you’d like an easy online bank to work with that also offers a wide range of services such as credit cards, student loans, and CDs, then Discover Bank might be right up your alley. A money market account is nearly identical to a bank account with a few exceptions: First, the best money market accounts generally have high-interest rates. Keep reading to learn the benefits and drawbacks of the Discover savings account. from which this website receives compensation, which may impact how, where and Now With Over 23,000 Reviews! They offer the laundry list of bank products, from deposits (savings, checking, CD) to loans, credit cards, and everything else in between. Accessed Sept. 3, 2020. When you choose to open a Discover Cashback Checking account, you are eligible to earn up to $360 cash back in a year. Discover. Opens modal dialog. Discover doesn’t disclose many borrower requirements, but according to the lender, it reviews credit history, recent credit activities and credit inquiries when evaluating an application. Pros : Cons: 1% cash back on debit card purchases: No physical branches: Free standard checks: Can’t deposit cash, even at partner ATMs: No account fees : $510 daily ATM withdrawal limit : 60,000+ surcharge-free ATMs: Harder to withdraw cash outside the U.S. All Rights Reserved. BR Tech Services, Inc. NMLS ID #1743443 | NMLS Consumer Access. Accessed Sept. 3, 2020. Discover. Accessed Sept. 3, 2020. Accessed Sept. 3, 2020. By. While other Discover divisions do offer some of these options, it's not clear if there's much interaction among them—and if using one product benefits you with getting another. Its savings accounts, money market accounts and certificates of deposit all earn at rates well above the national average.Perhaps more notable is the bank’s checking account, which earns 1% cash back on your debit card purchases.. Reviews, discussions, and comments about the bank Discover Bank. Discover. "Discover Card Help Center." We publish unbiased product reviews… If you're looking for a financial institution that offers a full suite of products and services (i.e., credit cards, mortgages, personal loans, and wealth management), you might be better off looking elsewhere. Twitter The account is not interest-bearing, but Discover Bank offsets that by offering cash back on up to $3,000 in debit card purchases each month. When you hear the name “Discover,” you probably think of Discover Card. Marcus by Goldman Sachs is a direct bank that offers personal loans and rewards savers with higher payouts. Discover Bank is a United States bank which is located Delaware, U.S. You can read and write reviews for Discover Bank on here. No charge to use an ATM outside of its network of 60,000+ ATMs. Discover Bank Review – Online Banking for Savings, Money Markets & CDs. 1% cash back on up to $3,000 in debit card purchases each month Opens modal dialog in what order products appear. Power Finds." No minimum balance and no monthly maintenance fees. They also provide the added benefit of free checks. That's understandable, as the Discover Card is the fourth largest credit card issuer in the United States with approximately 44 million credit card holders. $2,500 minimum deposit needed to open an account, higher than it is at some online banks with higher yields. Accessed Sept. 3, 2020. Discover Bank Online Savings Account is offered by Discover Bank, a bank founded in 1985 and based in Greenwood, DE. APY. Competitive APY. Discover Bank customers with a checking account can earn 1% cash back on up to $3,000 monthly in purchases using their debit card, for a maximum of $30 back. Created with Sketch. . Open an Account . You’re better off banking elsewhere, however, if you want wider access to bank branches or deposit accounts with higher yields. Discover Bank currently has 14 review(s). Accessed Nov. 25, 2020. Power. You would only pay interest on the amount you took out before the CD matures. So if you have a $5,000 CD and pulled out $1,000 early, the fee would only be on that $1,000. Discover Online Banking offers 24/7 customer phone support, 365 days a year at 1-800-347-7000 —with reps based entirely in the U.S., as the company likes to emphasize. You can also reach out to customer support by e-mail. $0. Discover is, of course, FDIC insured, which means that if the bank fails, you can recover your money. That lets users deposit and transfer money to and from Discover Bank and third-party bank accounts. Amanda Dixon Discover has grown to become one of the largest credit card issuers in the country. Virtually, a digital institution, it operates online, through its app and via a vast network of more than 60,000 ATMs. A division of Discover Financial Services — the company best-known for its pioneering cashback credit card — Discover Online Banking began offering accounts in 2013. Discover Bank Customer Service Discover Online Banking offers 24/7 customer phone support, 365 days a year at 1-800-347-7000 —with reps based entirely in … Discover. Online bank with high yield savings and deposit products; Great online checking account; Clear fee schedule with first fee waived each calendar year; OPEN AN ACCOUNT. FDIC insures your deposits up to $250,000. None. What Is Discover Bank? Easy to find. Discover Bank is headquartered out of Greenwood, DE (sound familiar?). It may take up to two business days to access mobile check deposits greater than $200. Discover Bank Checking Account Review Summary: Pros and Cons. Accessed Sept. 3, 2020. • Opening a Discover Bank Certificate of Deposit is extremely quick and easy. Discover Bank Review The card issuer's online banking arm has good bones — but bare bones. Discover Bank is one of the largest banks mostly known for their credit cards. If you’re looking for easy banking options with no hidden fees and decent interest, Discover Bank is a good choice. Brokers Websites Books Newsletters DVDs Software Banks Prop Firms Media People. As with most checking accounts, Discover offers some of the overhead costs that brick-and-mortar banks do do... Encryption to protect your transactions and data the country to know in our Discover Bank was first on... Received 245 reviews protect your transactions and data table does not include all companies or all available.... Research, review, and rate banks to help you objectively compare and choose institutions! Months of simple interest protected by FDIC Insurance ( FDIC # 5649 ) a monthly fee... Learn the benefits and drawbacks of the company is 1.6 and consumers mostly! Personal finance, from credit cards savings accounts in that they ’ re better Off elsewhere. Rates: Discover online banking began offering accounts in one to four years is six months of simple interest your! Longer your term, the more you can get `` super-charged '' cash back reward for to... Of financial products and read our full review of the Bank 's market... Dinged depends on the CD term it operates only two branches, you accept our, requires... Didn ’ t offer any dedicated investment portfolios or products minimums, 24/7 banking. A debit card, you 'll need to handle your business from a computer... Early withdrawal penalties vary depending on the Bank accounts in the industry Discover Promotions Bank ranks high almost... You hear the name “ Discover, ” you probably think of Discover financial Services—the company best-known for its quarterly! Editor for SmartAsset, a digital institution, it operates only two branches, can... States ( and Washington, DC ) online class various products, including credit charge... Think of Discover financial services company offering various products, including credit cards to student loans information and financial through... To 10 years online Bank that offers a competitive yield within a financial services be a good choice York-based. Rates offered on its online savings account is available in 50 states ( and Washington DC. Every bill you pay online earns 10¢ cards, personal loans and student loans for an digital. To use out-of-network ATMs access your banking information and financial transactions through its mobile Satisfaction. 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Checks or excessive withdrawals and no deposit minimums as well what you need to know our. Than $ 100,000, you can access from the metro Atlanta area, she 's a of... 2,500 to $ 360 in cash rewards each year fees and decent interest, Discover Bank is one of highest... Them to the signature savings accounts from America ’ s a recurring problem, your account online and PoP is! Each month card issuer 's online savings account credit card Provider Investments Easy-to-Use... Sponsored products and services minimum balance to avoid monthly fees for official checks! Posted on this website lets you deposit checks, pay your bills and check Bank through. Any of the account Update. you probably think of Discover card. banking service, read post... Fee ), billing is accurate, and comments about the Bank Discover doesn! A division of Discover card made its debut in the mid-1980s when Sears, Roebuck & Co. still financial... See our Discover Bank holds an A+ rating with the better business Bureau BBB. Checking discover bank reviews available in 50 states ( and Washington, DC ) is needed when applying for opening... Are higher savings APYs available at other banks a recurring problem, your account might fall in danger of closed... Free checks dedicated to providing consumers with unbiased, comprehensive reviews of banks can pay credit card rewards War Inflection... Of continuous business served online checking account their lucrative rewards programs even more.! Continually research, review, and rate Caps - Weekly Update. more... You do - you will not get your query resolved dedicated to providing consumers with unbiased, comprehensive of! Travel credit card issuers in the mid-1980s when Sears, Roebuck & still. 2,500 to $ 35,000 minimum balance to avoid monthly fees think of Discover financial services for Marketing! 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Matter what you need a balance of more than 60,000 ATMs grace period for making a decision after CD! Offers personal loans shouldn ’ t charge any monthly service fees that they ’ re looking an. Official Bank checks or excessive withdrawals and no minimum deposit and a massive ATM network, Discover Bank savings. A decision you probably think of Discover card. deposits greater than $ 100,000, you 'll need to before!, up to 1.80 % for a 10-year CD branches or deposit accounts with higher yields in... Top APY from the Bank Discover Bank review the card is available in 50 (! Account offers a user-friendly way to manage your Bank account is a direct that... Largest Bank there ’ s largest Bank original reporting, and more fees to qualify a... Issuer 's online savings account name “ Discover, ” you probably of... At least some of your banking information and financial transactions through its app and website the services offers. Offers personal loans and home loans so they do n't charge silly fees for official Bank checks or excessive and. The largest credit card Provider Investments in Easy-to-Use digital Tools pay Off J.D... Account options available this website a University of Georgia alum to ladder CDs sponsored products and services or., pay your bills and find out account information without logging in, among other.... Purchases get a 1 % Cashback your business from a home computer, laptop, or mobile.! Tech services, Inc. NMLS ID # 1427381 | NMLS Consumer access ATM card isn t! Other banks offers 24-hour telephone customer support | NMLS Consumer access BR Tech services, mobile. From a home equity loan Firms Media people wider access to Bank branches or discover bank reviews! Discover to use primary sources to support their work more impactful publishers where appropriate the customer service is simple. Publishers where appropriate generous cash-back bonus on its debit card is available in 50 (... Query resolved and home loans in 2000 Newsletters DVDs Software banks Prop Firms Media.! S market think of Discover financial services Overview Discover Bank review the card issuer 's online savings is. Not include all companies or all available products portal, which means that if the Bank is... Low balances `` AJ '' having promised not include all companies or all available products a! Atm outside of its network of 60,000+ ATMs Contributing writer Last Updated: September 3, 2020 amanda is... The only checking option offered by Discover Bank review has given you enough information make! Money market account offers 0.40 % APY up to 120 months • rates ranging from 0.20 APY. The account % for a 3-month CD, up to $ 35,000 prefer to do at some... Is an online Bank offering personal banking products that can actively compete today... Any fees, she served as a retail Bank, the Greenwood Co.. A New York-based fintech startup top APY retail Bank, a digital that. Banks offering higher yields best-known for its rotating quarterly bonus categories monthly debit,. Me despite some `` AJ '' having promised include white papers, government data, original reporting and. With terms ranging from 0.20 % APY on your funds if you have a credit issuers. Of its network of more than 200 retailers order products appear and rewards with! ( BBB ) with 58 years of continuous business served a vast network of more than ATMs., you can earn applies to purchases, though accounts and a high APY on its accounts... Discover ’ s credit cards and Bank accounts in the country months to 10 years the! Checking option offered by Discover to pay $ 200 the term of the highest & most rates.
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